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Re: snow damage
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Posted by 1206SWMO on March 05, 2007 at 08:37:23 from (70.41.35.103):
In Reply to: snow damage posted by flying belgian on March 05, 2007 at 07:58:25:
In late January we had to get rid of 3-4" of ice off of my machine shed roof as 6-8" of snow was coming the next day.It was almost to the breaking point. To the south of us lots of cattle,hay,and machine shed roofs collapsed.A great many found out that they had no coverage for ice or snow damage.Not only will they have to stand putting their own shed back up,they also found out that any damage to machinery-vehicles-etc in the shed also wasnt covered.Can you imagine a $50,000 shed falling on a $200,000 combine and its all yours to fix.? Most people have inadequate insurance on their farm buildings.I was only covered for $13,000 on a 64' by 88' machine shed.I raised it to $40,000 and for $31 extra got snow and ice coverage. An older couple was in ahead of me one day at the insurance agent..They had $8000 coverage on a 45' by 90' Morton building built in the 1970's that would cost nearly $40,000 to replace. Everyone,check your insurance policies over.Dont find out the hard way that you arent covered!
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