Re: Equipment Loans

Posted by farmermatt on December 01, 2006 at 09:16:25 from (65.131.132.33):

In Reply to: Equipment Loans posted by Youngfarmhand on November 30, 2006 at 18:23:20:

Atleast where I come from farmers dont "share" equipment. If your dad has some equipment you can arange to use thats great. Just like a mechanic has to have tools, a farmer's gotta have a little equipment. Look at how many acres youre going over and what it would cost you to hire the work done. You dont have to have the newest or the highest price color to have a goo piece of equipment. Dont get carried away, old equipment can be found pretty cheap. A big tractor can do little jobs too. If you dont have alot of acres, you dont need more than one dependable tractor. Keep it simple borrow only what you have to and pay it off. You gotta find a good ag banker and talk to him. When buying old equipment dont plan on paying for it with custom work, my banker trys to push me that way all the time. Some of the responses youve gotten are very out of touch with real begining farmers today. Thngs arent the way they used to be, you can't pay for land in less than ten years. But youve still gotta have a little equipment to farm anything.
Matt

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