Re: Costs vs value

Posted by dhermesc on October 13, 2005 at 15:07:38 from (68.110.220.22):

In Reply to: Re: I'VE ABOUT HAD IT!!!!!!!...................... posted by jughead 1 on October 13, 2005 at 14:53:52:

"I drive a 1000 dollar truck with insurance at 300 per year. Thats 30% of the retail of my vehicle so 3300 on a 45000 truck is only 7.3 % of the retail value of his truck-I'm the one who should be hollering."

You are getting hosed when you look at it that way. But you also have to remember LIABILITY covers what you might hit, both the $45,000 truck and the $1000 truck can wipe out a family of four on their Sunday drive. I pay $960 a year for full coverage with $400K liability on two cars and a pickup. Legal minimum liability is only $25,000, you could lose that hitting a dog that belongs to the wrong lawyer.

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