Re: other employment?

Posted by T_Bone on August 15, 2005 at 11:17:50 from (4.240.42.206):

In Reply to: Re: other employment? posted by Tim Shultz on August 15, 2005 at 09:53:42:

Hi Tim,

Well, I think I best can help you by telling you about my working carrer. When I was forced to retire, I had paper work hanging on the wall for, 35 weld certification tests (only failing 1/3 of one test), was a AWS CWI (certified weld inspector, nuke plants) and a Refrigeration Engineer.

My hard working habits opened alot of doors when I was young. I had alot of people teach me what they knew but didn't bother teaching some of the other young men as they wasn't ready to learn. That put me into night courses for 3yrs paid for by my employer.

I then went in a Sheetmetal apprenticeship where once again I was taguht on the job as well attended night courses for 3yrs. I was progressing enough at my job as a apprentice, that I taught other apprentices my trade. After I made journeyman, I continued my night education for another 4yrs plus started teaching other apprentices and journeyman. I'm rated at the top 1% of my field at this time.

By now, I welding 8hrs a day as I really acellerated at welding in all processes, stick, Tig, Mig, making welds that some weldors can only dream about. In the mean time, my vision has really started to decrease, minus 125 when I first started welding to minus 450, so I'm off to refrigeration controls before I go blind.

Again I acellerate to the top 1% of my refrigeration peers, but this time I self educated myself in less than 2yrs as the classes offered didn't move fast enough for me. This works well as I'm allowed to take tests to prove my ability's and obtain the proper cridentials.

During all this time, I'm earning a good living, always employed when I wanted to be and working 40hrs where alot of other men were

not, (work slow down from the ecomoney). I'm getting into my early 40's and see I need to add more to my retirement account, so off to the big money jobs. That takes to the remote part of Alaska where I'm taking home over $3000wk and this was 15yrs ago but there's also drawbacks as drugs and alcoholism is rappent amoung co-workers, I was also seeing alot of this at home too, and I'm not into that so that makes me a outcast and makes it very difficult for me to do my job.

I then went back to the daily 40hr a week grind as I was having to work 60hrs with continuing education and only getting paid for 40hrs. It was like being on vacation after all the long hours working in Alaska as I get sloppy one day and I'm not paying close enough attention and from a simple accident, crushed my foot and my working carrer just ended.

Now I'm in heavy pain 24/7 and will be the rest of my life and was forced into early retirement. I've spent the last 10yrs fighting insurrance companys, (workmens comp, pensions and SSA) to give me my money. With an attorney taking 30%, I finaly have 2/3 of what I should have coming for retirement, a huge income decrease for being on a fixed income. Some of my co-workers stayed in touch for the first 30days, then never a word again.

So what does this have to do with anything? Cause this is how life can go if your not extremely careful 100% of the time. Working for the other guy you will only make a living, that's all, so keep your risks to a very minimum, take a "goverment job" with low risks, and you reach retirement with a liveable income and that is the best you can hope for.

Now if your wise and put up your "own" (no strings attached) retirement money thru solid investments starting with your very first job, even if it's only $10wk to start with, then can you retire early without having to "qualifiy" for your own pension income (alot of strings attached), and enjoy whatever you choose for the rest of your life.
This will be the most single important step you can take in your working carrer, no matter what that carrer is, and it doesn't matter what age you start at, as long as you start investing.

T_Bone

Follow Ups:

• Re: other employment? Jim in New Mexico 13:01:27 08/15/05 (0)

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