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Re: Insurance premiums
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Posted by John A. on February 12, 2005 at 12:52:40 from (65.161.170.84):
In Reply to: Insurance premiums posted by tlak on February 12, 2005 at 08:39:56:
tlak, gentlemen, I am, as most on the board know I am a licensed agent here in Texas. Till you ride the miles he traves (after Dark), Go to the schools for his (continuing Education) All states require it. Plus his other certification (LUTF, CSA, CFP,etc,etc) What gives you the right to Bi^ch about how much he is paid by the Company he works for! The company belives he is worth is or he wouldn't be paid that much. Also that does effect your premiums what so ever!
You didn't say in what state or town this is. There is the question of what it take to live in this area.
NOT to Mention.....When You or your Neighbors sit down with him to look at your ins or financial needs. He has the EXPERTISE to be able to make recomendation that will be to your best interest.
Also God forbid.....You are not here tomorrow....It will be him! that will deliver the death benefit to you beneficiary. Sit there and cry and console your loved ones. At the time of their loss.
If Ya'll have let him do his job in placing the coverage that is needed and prepareing for future needs then your family will be in good shape.
Being and Insurance Agent is the Hardest, Easy job in the world.
We get to help prepare for your future needs and yes we do...Make House Calls. Personalizes service, YOU Can't get that from the 1-800- Ins companies. They can't look into eyes and see what is important to you. And figure out a plan of attack on your Ins/Financial needs.
Anyway.......If you think he is being paid too much.....Put your money where your mouth is...Go get a license in you state, step up to the plate and MAKE A HAND!
Sorry this is so long. Why is it people always gripe about Insurance agents and what they are paid. How much was your Realtor paid when you bought or sold your house? Ther car salesman who sold you you car or truck? The floor salesperson that sold you your new TV,Refrigerator, washer/dryer?
Later,
John A.
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