Re: Cant get tractor Insurance

Posted by Mike (WA) on February 01, 2005 at 17:46:54 from (209.213.153.84):

In Reply to: Cant get tractor Insurance posted by Markus on February 01, 2005 at 12:47:04:

I think that insurance is highly overrated, at least in some contexts. You should definitely have liability insurance (which you probably already have through your homeowners)- but insuring a $2,000 tractor for its own value is generally just foolishness- The chances of a piece of iron being destroyed is pretty remote, so why insure it? If its just a hobby piece, just suck it up and buy another one if you want to. We needn't be anal about everything we do. I have owned about 40 tractors in my life, and have never insured a single one; I have probably saved enough money in the process to buy several replacements should there have been a loss. Take a chance for once- its exhilarating.

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