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Re: Cant get tractor Insurance
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Posted by jimont on February 01, 2005 at 15:13:44 from (149.99.27.194):
In Reply to: Cant get tractor Insurance posted by Markus on February 01, 2005 at 12:47:04:
Markus - Whatever you decide to do , by all means get them appraised. I had a major conflict with my insurance company over a settlement after a tractor fire. I had valued all my equipment at the average retail price in the major farm paper here in Ontario, looking at possible replacement cost if I had a claim and covered my equipment at that level. I take good care of my equipment and expected to be able to replace any damaged equipment with something of equal quality. Fought for over 2 months with a adjuster who didn't know squat about farm equipment, only cars. Finally settled , about $2000 short of what I though was fair because I needed a tractor right away. Needless to say , I am no longer with that company. If each piece had been appraised, I'd have had more to go on other than trust.
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