Re: OT/ farm health insurance

Posted by dhermesc on September 22, 2004 at 06:14:11 from (68.110.220.22):

In Reply to: Re: OT/ farm health insurance posted by farmermatt on September 22, 2004 at 05:44:36:

I would have agreed with you four years ago. I'm the 9th of twelve kids and my dad never had health insurance his entire life, he paid all the medical bills and we stayed away from doctors unless you where spraying blood or had a bone sticking out.

I paid health insurance premiums for 14 years and never once met my deductable. Far as I was concerned it was a scam too. Now I have a 5 year old son that had a normal birth and seemed perfectly normal until he was two, then he was diagnosed with epilepsy. That diagnosis pretty much turned our world on end. Medications average $1500 a month, doctor, specialist and hospital bills ran over $47,000 in the past two years.

Then to top it off last July his two year old brother fell off the back of a tricycle (standing on the seat) and smacked his head on the garage floor, never lost consciousness and seemed fine twenty minutes later. Four hours later I was speeding to a ER with him laying in the back seat - turned out he had fractured his skull and was bleeding into his brain. Life flighted to a children's hospital where he spent 5 days in ICU and then 4 days in a regular room. Total bill is still being tallied but it excedes $40,000. Some people complain about insurance being so high, I wonder how it can be so cheap.

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