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Re: What Do You Know About Liability Insurance
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Posted by Skycarp on April 19, 2004 at 19:08:43 from (63.77.108.2):
In Reply to: What Do You Know About Liability Insurance posted by David on April 19, 2004 at 15:14:36:
IMHO, you need to check with your insurance agent on this question. Tell her your concerns, what you do, and what you do it with. She will recommend the necessary coverage. I am not an advocate of too much insurance,and I hate paying it, but I would rather pay it now than to lose it all in a court over a lawsuit. I myself have State Farm Insurance. I have insurance policies on my autos, boat, RV, ATV's, tractors, homeowners, and rental property. On top of those I have an umbrella policy to cover my properties and toys away from the primary residence. My umbrella policy is for $1 Million over and above what any other policy covers in liability. One example of what the umbrella policy covers: I am renting a house boat for 5 days this summer. The liability from the rental company would have cost me $35 dollars a day. My umbrella policy covers me totally while on the house boat. The umbrella policy costs me $191.00 a year.
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