Re: What Do You Know About Liability Insurance

Posted by Burrhead on April 19, 2004 at 18:33:58 from (209.247.222.81):

In Reply to: What Do You Know About Liability Insurance posted by David on April 19, 2004 at 15:14:36:

In Texas there are no licence, nor safety class requirements for farm equipment and no requirement for farm equipment to have public liability.

All that is required by law on tractors and equipment is an SMV (Slow Moving Vehicle) emblem for daylight movements. For after dark movements we have to have headlights and either have to have warning flashers on the tractor or a vehicle following the tractor with hazard flashers working + plus the SMV emblems.

I did like Errin recommends and have a farm policy that covers my equipment and animals liability.

That way if I have a cow in the road and a runaway yuppie hits it he can sue Allstates.

I would hate to have worked all my life just to have a sight seeing runaway yuppie hit me and kill me and my tractor, then sue my wife and have her end up homeless or in debt.

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