Re: Real estate loans, Banks vs Farm credit servic

Posted by Brad in VA on December 02, 2003 at 17:25:15 from (198.176.41.2):

In Reply to: Real estate loans, Banks vs Farm credit services posted by Larry NE IL on December 02, 2003 at 11:39:34:

I have delt with Farm Credit and have good dealings with them as far as payment and so forth. They will either take monthly, bi monthly or yearly payments. Whatever suits you best. I think the biggest problem most people have with them VS. their bank is that you deal with your bank alot and see them often but dont with the farm credit people. I call my rep. often and keep him updated on the assets of the farm and how it is doing. I can write a "bad check" and call them and it is covered. But the only draw back I have is like if 4 people are ahead of me with $1,000,000 loans then they get priority. As far as the having to buy stock thing goes for my current 15,000 loan I had to buy $250 worth of stock but I get a $75 to $100 divendend check every year. It all works out. I would reccomend at least talking to them. My 2 cents worth. With interest HA HA HA

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