Posted by DeltaRed on September 03, 2023 at 21:33:54 from (71.218.144.41):
Today I wrote the last check on the mortgage.The farm is now paid for,again. I had this place paid for once due to a land swap deal 30 years ago. 20 years ago,My farm banker suggested/'pushed' me to get a home owners lineof credit. Cheaper interest,better terms,etc.That was the biggest mistake of my life.3 to 5 years into it I had 2 crop failures in a row. I was 60,000 in debt.I have struggled almost 20 years. 10 years ago a good friend bought the mortgage from the bank.If not for my friend,we probably would have lost the farm. This morning at breakfast,I handed him the last,final payment. It felt good.I'm free.
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Today's Featured Article - A Brief History of Tractors in Australia - by Bob Kavanagh. After Captain Cook's exploration of the east coast in 1770 the British Government decided to establish a penal colony in Australia. The first fleet arrived in 1788 and consisted mainly of convicts who were poorly equipped and new little of farming techniques. The colony remained far from self-supporting and it was not until the early 1800's that things started to improve. Free settlers started to arrive, they followed the explorers across the mountains and where land was suitable set up farms. T
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