Thanks John. That begs the question which might be of interest to the OP. Forget the cost of the panel and wiring coming in. Which would end up with a cheaper electric bill for the OP if he stayed on single phase or if he had a 3 phase panel splitting the load among the phases assuming the same household load with either option?
As an aside, our farm is in the corner of the border lines for 3 electric companies. The little town nearby just got a back up line installed (by our farm) which is on a delta system. The next project was to run another line 3 miles to another company which is on a Wye system. Company guy said they were putting in a switch for backup use by either system but they have to de-energize/disconnect from their own power source before energizing the switch between the two.
People within a few miles of each other can be on 3 different power companies.
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