Yep. Used to be car loans were for 3 years at super high interest. Then it went to 4. Then 5. Now they do 6 and 7, people get in over their heads or try to trade and then find out they are upside down on what they owe and what the value is.
We don't go any longer than a 4 year note. Especially now for 0 to 3 % or so. Then we try to pay ever 2 weeks and get ahead so we are paying more on the principal but some banks make it hard to do. Haven't had a trade in vehicle in about 40 years. Car was either wrecked or handed down to the daughter.
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Today's Featured Article - Fasteners: The Nuts and Bolts of Nuts and Bolts - by Curtis Von Fange. The nuts and bolts of nuts and bolts is an interesting and essential piece of knowledge that applies to our older tractors. An improperly torqued capscrew on an engine head or a shear bolt that is too hard on the driving shaft of a bushog can create havoc and make an expensive and uncalled for repair. Let�s examine the purpose and design of these fasteners in order to ensure their proper use. Fasteners are probably one of the aspects of mechanics that is given the least amount of thought.
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