I worked for a major truck leasing company for 40 yrs as a mechanic, and a good part of the time as leadman as well as mechanic. I made good money and have 2 pensions and a 401k that did well. I worked 40hrs each week, and that was all I needed to worry about, the rest of the week was mine. When I had heart surgery, my short term disability paid me close enough to my regular paycheck that I did ok. My health insurance paid the medical bills. I got 5 weeks paid vacation after my 22nd year until I retired. I used several weeks each year to farm, and usually took an away vacation somewhere each year. Yes the job sucked at times(new work rules, bad bosses-though when I left the bosses were the best!) and sometimes I hated it. But I sucked it up and today I am glad I did. If I went out on my own, I always figured I would need $125,000-$150,000 to make the same standard of living and pay the same benefits. Employer paid benefits- health insurance, life insurance, short and long term disability, extra insurance at low cost to me, 401k match, discounted stock purchase plans, and employer social security contributions- all add up. Your own business would need a lot of liability insurance as well as other expenses. If you can make enough money on your own, collect that money(I got burnt once when I was young), save enough to have an IRA, and stand the headaches of running a business, then you should have a chance of making it. If you are too busy-raise your rates-if you are good they will come to you. There was a lot of good advice in all the answers on here to consider and reconsider. Good luck, Mark.
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Today's Featured Article - The Day Mom Drove the 8N - by Brian Browning. My Dad was wanting to put in a garden but couldn't operate the 8N and handle the old horse drawn plow he had found and rigged up to use with the tractor. Well, he decided to go get Mom out of the house and have her drive the tractor while he walked behind the plow. You got to understand that while my Mom is a hard worker who will always help whenever she can... she had never operated farm machinery before that day. Dad got her out there, explained how the clutch was the same as in our o
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