Our's insurance worked out to be like yours... ultimately NOT hiked UNTIL they actually became licensed drivers.
They did TRY to automatically hike our rates - but I called and asked them WHY our rates doubled, because our kids were not yet driving on their own (without us in the car). The insurance company then backed-off and said they would not hike prices until they became licensed drivers... but that we needed to notify them right away when that happened.
We have always listed our kids as drivers - to make sure we definitely hadcoverage, just in case of an accident while they were driving.
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Today's Featured Article - Timing Your Magneto Ignition Tractor - by Chris Pratt. If you have done major engine work or restored your tractor, chances are you removed the magneto and spark plug wires and eventually reached the point where you had to put it all back together and make it run. On our first cosmetic restoration, not having a manual, we carefully marked the wires, taped the magneto in the position it came off, and were careful not to turn the engine over while we had these components off. We thought we could get by with this since the engine ran perfectly and would not need any internal work. After the cleanup and painting was done, we began reassembly and finally came to t
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