Posted by Tx Jim on February 29, 2020 at 08:59:44 from (52.144.111.126):
In Reply to: Kansas mechanic needed posted by notjustair on February 29, 2020 at 05:44:09:
DeltaRed
Reading your comment about dealers canceling in house credit & forcing customers to Farm Plan or other means of credit I thought I'd give so 1st hand experience. Having been employed by a JD dealer for over 20 yrs having been involved in all phases of a dealership can safely state that "in house" credit costs dealer a lot of money & ties up up a lot of capitol. After switching to Farm Plan dealership owner I was employed by was VERY HAPPY but slow paying customers were very unhappy. . That was WAY back in the 60's-80's & I can't envision how much $$$$ would be tied up in "in house credit extension" today.
I've had a Farm Plan acct since '87 when I began custom farming & have always been satisfied with it. I've experienced very few problems & they were always resolved to my satisfaction. Yes Farm Plan charges too much interest very similar to other type credit cards but that doesn't affect me because I always pay my monthly bill in full.
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