Posted by Bill(Wis) on January 12, 2020 at 08:15:29 from (75.97.187.58):
In Reply to: Credit score? posted by Ultradog MN on January 11, 2020 at 16:09:52:
When I bought my last new tractor about 3 years ago, I told the dealer (yes, I was talking to the owner of the dealership) that I would pay cash, no trade. He came up with a price which I recognized as excellent and then said: "I know you want to pay cash, BUT, if you finance this through John Deere finance you'll get an additional $4000 off from John Deere." As that was a no-brainer, I did that and then paid off the loan within a few days and incurred only a few days of interest ($20+/-) I hadn't borrowed any money in years but did have active credit card use because I travel a lot and don't like the idea of carrying wads of cash with me. The credit approval came through from John Deere for the full purchase price of the tractor in about 2 minutes.
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Today's Featured Article - New Life for an Old Allis - by Tyler Woods. My friend Jon, has an old '39 Allis Chalmers B. He thought it a marginal tractor that had long since served its time. She smoked terribly and never had much power but he couldn't afford another so he was limping along with what he had. Jon's Allis has a small front loader and though it doesn't carry much, it serves his needs. It was the hard starting and low power that made him think it was time to replace the old girl. Jon called me to help him discover why his tractor wouldn't start
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