Posted by Geo-TH,In on January 12, 2020 at 06:21:49 from (184.19.57.220):
In Reply to: Re: Credit score? posted by caterpillar guy on January 12, 2020 at 05:00:25:
I used to pay cash for everything. Now, Credit cards are King. They pay me to use their money. 1-5%. I make hundreds on CC. I'm lucky to write 10 checks a year. I have to buy my checks. Credit cards are FREE. Credit cards give me a second set of records for tax purposes. I used to pay cash for everything. Now I leave my cash in stock market. Investments make payments on Kubota 0% interest loan. In five years tractor is paid for and I still have my money.
I survived the 2008 crash. The market is at record levels compared to 2008. 2008 dow $8k. 2020 dow $28.8K, A dollar in 2008 is worth $3.6 in the market 2020. So if you feel safe keeping your money in a .1% saving account and paying cash go ahead. It's your money.
I use lifelock. Any time my social security is used, lifelock notifies me. I found it odd that I never got a notice from lifelock when I bought the Kubota.
BTW, I have no CC debt. No mortgage. No ATM.
My sister uses CC cards to pay her suppliers. They give her a discount for paying when delivered. She get rebates. Makes a lot of money using CC.
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