Posted by paul on January 12, 2020 at 04:18:01 from (66.60.223.229):
In Reply to: Credit score? posted by Ultradog MN on January 11, 2020 at 16:09:52:
I’ve never really had much of a loan ever, I have had credit cards since high school and they keep upping my limits, I pay them every month.
Anyhow had to go in for a land loan, the banker was motivated to make my small loan work so the neighbors much bigger loan would work. Too complicated to explain, but how it was.
Ran our credit scores, wife and I were 815 and 820. I guess that was pretty good. Seemed one of the big score makers is to have 10k+ of credit card available. But not used.
Was funny talking to the loan officer, first meeting, he scribbled down notes, as we talked and I had a few papers along, he was taking less and less notes, just turned into a conversation about how tough the 1980s were. And we will shoot you some paperwork by the end of the week. See you then.
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