Posted by Billy NY on January 11, 2020 at 17:04:00 from (74.70.87.149):
In Reply to: Credit score? posted by Ultradog MN on January 11, 2020 at 16:09:52:
It's a crock, I got the same impression about it. I went and got 3 different credit cards, rarely use them and never carry a balance,. Kind of concerned they would cancel me for lack of use. One is with CNH, for tractor parts. I have 2 active loans, a 3rd paid off 6 months ago.
I had always thought having a perfect payment history, never late on anything ever carried more importance, I guess not. They just ran me for a mortgage for the place down the hill I am acquiring, then again as they made a mistake on the loan amount to the tune of $30k, being 2 hard inquiries, did not drop but 2 points. Now when I bought the truck, it dropped quite a bit and took months to come back, go figure, what a crock like I said above.
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