Most of what you comment on is cosmetic in my mind. The real question is was the maintenance so bad the tractor needs major engine an/or transmission/Hydraulics attention. Are your skills up to evaluating current condition or do you need to have a professional do it? Are your skills up to doing most of the work on this tractor?
Who is competing for this tractor, auction, relative, private buyer? I assume estate settlement is at the root of this. If you can buy it cheap buy it and call it "Grandpa's tractor and then go look for a diesel tractor to support your business. Put the 3020 on a different path for restoration timing and money wise.
Regarding the importance of "Grandpa's tractor", only you can answer that. Hopefully you can get it inside to slow further deterioration.
Regarding your business, a two SCV, diesel, wide front that is clearly "serviceable" to your business would be a better choice in my mind.
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Today's Featured Article - Women and Tractors - More Views From the Farmer's Wife - by Teri Burkholder. The top ten reasons why the judges wouldn't let you participate in the stock antique tractor pull: Hey, this is stock! It came with that V8 in it! That "R" on my tires stands for "really old" not radial! Blue gas? We thought it was a pretty color! What wire hooked to my throttle?
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