Lots of people live in areas where it takes nearly all they make to keep afloat on a monthly basis so they buy Christmas on credit cards. Back when my Wife and I were young and had 4 kids we used lay-away, we paid on it for half the year so it was paid for by Christmas, no interest but I guess technically, by many measures, the experts would say we could not afford Christmas because we could not pay with excess funds all at once. I dont regret a penny of it because I wanted to give my little ones what I could, later when I made more money things were easier, if people were not willing to go in debt for what they want we would have a pi$$ poor economy.
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Today's Featured Article - History of the Nuffield Tractor - by Anthony West. The Nuffield tractor story started in early 1945. The British government still reeling from the effects of the war on the economy, approached the Nuffield organization to see if they would design and build an "ALL NEW" British built wheeled tractor, suitable for both British and world farming.
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