Posted by Geo-TH,In on October 27, 2018 at 03:47:45 from (184.17.150.109):
In Reply to: Re: Stock Market posted by LAA on October 26, 2018 at 20:29:44:
LAA, I thought I would take advantage of tax sheltered IRA's, qualified money. At the time it sounded good. Now I wish I would have had a ROTH. My SS pushed my top income into the 25%, a few points lower this year.
My advice is to check into Annuities. They offer a fixed income regardless what the market does. I have 3 different annuities in the market. I like them better than picking a stock and taking a chance on your hunch of making money. You can have both qualified and unqualified money on annuities.
Dollar for dollar, my annuities have out performed my real estate investments. Property taxes, insurance and maintained costs keep going up taking a bite out of the bottom line.
I've been retired for 15 years, so no ROTH in my future. Hind site is always 20-20.
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