Here in Ky. uninsured insurance is required, its not an option. However underinsured is not required but a must have. I personally know 2 parties who were involved in car crashes totally caused by the other driver who had barely enough insurance to still be driving a car, and who was to all intents and purposes judgement proof. without underinsured coverage the costs personally would have been bankrupting. In one case the cost of the helicopter ride to an out of state hospital( don't get me started on that) was 54,000 dollars.
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Today's Featured Article - Product Review: Black Tire Paint - by Staff. I have been fortunate in that two of my tractors have had rear tires that were in great shape when I bought the tractor. My model "H" even had the old style fronts with plenty of tread. My "L" fronts were mismatched Sears Guardsman snow tires, which I promptly tossed. Well, although these tires were in good shape as far as tread was concerned, they looked real sad. All were flat, but new tubes fixed that. In addition to years and years of scuffing and fading, they had paint splattered on
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