Being in as rural area as your in, I would second/third for staying teaching a little longer. At least until 55 or so. Your maxing out your income right now. Pay everything off, grow the nest egg a little more. I am willing to bet your in the top 25% of the wage earners in your county. So there is not going to be many non teaching jobs with hardly any benefits or reasonable wages. Just a fact. You have been insulated from the health care costs and lack of retirement the majority of the people in your area experience.
There just are not many options in your area. I bet the true unemployment number is 25% or higher. So finding a secondary income at your age is slim bet.
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Today's Featured Article - Field Modifications (Sins of the Farmer) - by Staff. Picture a new Chevrolet driving down the street without it's grill, right fender and trunk lid. Imagine a crude hole made in the hood to accommodate a new taller air cleaner, the fender wells cut away to make way for larger tires, and half of a sliding glass door used to replace the windshield. Top that off with an old set of '36 Ford headlight shells bolted to the hood. Pretty unlikely for a car... but for a tractor, this is pretty normal. It seems that more often than not they a
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