I have a 45 mile round trip commute every day. Drive about 20,000 miles a year. Even back when gas was $4 a gallon, it did not pay to own and maintain a second smaller car.
Figuring 20 gallons of gas per week at $4 a gallon came out to about $350 a month (30 days in a month, not 4 weeks).
Out of that $350 would have to come the payment for the smaller car, insurance for the smaller car, maintenance for the smaller car, and gas for BOTH vehicles. It always figured out to cost $100-$200 MORE per month to own the two vehicles.
Even if I paid cash for a small car, that money has to be replenished. The whole point of having the small car is to save money, so the replenishment should come from the money "saved" by not driving the truck. It just didn't pencil out.
The only way to save money was to get rid of the truck completely and own only a small car.
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