Seems everybody looks for a reason to up the cost of their products annually with some kind of flimsy excuse. Maybe my head is in a hole in the ground but weather related losses across the country are tremendous. My State Farm company last year said they made a profit, not from monthly fees, but by their investments in the stock market.......that's where we are and in a way that's sad. I don't know how reputable (I guess they all are) companies survive.
I've been with SF for 25 or so years and my annual discounts are huge, so large that it would not benefit me to move to another company. Yes my rates go up annually. Yes little tricks like checking one's credit rating has an impact on rates as does where you live and on and on; any excuse to justify a rate increase. Texas regulates the industry here. That's good for me. Helps me to get forms to fill out without unseen "gotchas" that it would take a Philadelphia lawyer to spot.
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Today's Featured Article - The David Brown Rose Badge - by Samuel Kennedy. In the 13th century civil war was raging in England. Two English noblemen were involved in a conflict which became known as the War of the Roses. The Duke of York had as his emblem a white rose and the Earl of Lancaster had a red rose. Today the white rose is the official emblem of the county of Yorkshire and the red rose has been adopted by the neighboring county of Lancashire.
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