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Tractor Talk Discussion Board

Re: O/T vehicle and H.O. Insurance


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Posted by Goose on February 10, 2018 at 09:13:27 from (174.217.1.31):

In Reply to: O/T vehicle and H.O. Insurance posted by tequila on February 10, 2018 at 07:58:19:

I think a lot depends on the company.

We had all of our insurance with American Family for years, vehicles, homeowners, personal liability, etc., and never gave it a thought. Then last spring we refinanced our acreage to get a significantly lower interest rate and the people at Wells Fargo were appalled at how much we were paying for insurance.

The upshot was, I contacted a gal at a local independent agency and she got us the same coverage for about half the price. Like with anything else, it pays to shop around.

BTW, a couple of years ago, I was a co-defendant in a $115 million lawsuit and American Family had no end of reasons to bail out on the personal liability. The outcome was, the lawsuit was dismissed by the District Court and the Nebraska Attorney General's office barred the plaintiff from filing any more lawsuits in the State of Nebraska. It got my attention at the time, though.


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