Posted by rrlund on December 31, 2017 at 10:20:45 from (69.36.53.86):
In Reply to: Re: Just what not why posted by elton fancher on December 31, 2017 at 10:07:22:
Ya,if you have a good pension or retirement account so you don't really need it,sure,take it when you want to. Waiting can sure make a difference to those of us who don't,and plan to keep on working anyway. You loose close to 30% taking it at 62 vs full retirement,then you can add 30.67% by waiting until 70 vs 66y 2m. That's pretty darned close to double when you start running actual numbers.
If I wait until the same month that my wife can start getting hers,we can get over $3000 a month between us. If I wait another 10 months beyond that and take it at 70,it's considerably better then that even. That's so much better than I could get right now,it's ridiculous. If I signed up for it next Tuesday,it has already increased by $72 a month over what it would have been if I had taken it just this past June when I turned 62.
These are numbers people really need to be looking in to before they just automatically take it at 62 just because somebody told them they should. Popular opinion isn't always right.
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