Posted by Hobo,NC on December 30, 2017 at 16:13:36 from (75.136.231.157):
In Reply to: My Health Care Rant posted by John in La on December 30, 2017 at 06:21:33:
I did not read all the post I will say this...
All insurance pay outs are based on Medicare pay out schedules no matter the age of the patient... Providers contract out to the insurance co and take what the medicare schedules pay. To get the providers to play along with insurance co the providers have free range to get all they can from the patient.. At age 65 you have some protection until then you are a open season hunt..
Co-pays have no value other than to give the providers free range to go after your pocketbook for all they can get and then some... Its there gift for playing the insurance co game.
That's why there is no competition they all get paid the same That's why the insurance co will not tell you were the best deal is at.
My local surgeon has done several surgeries at his office the bill was $500 both times with a $10 co-pay... Both times they bill me $490 as uninsured if I am uninsured how do they know I have a co-pay of $10.... I spec when the EOB comes in BCBS will pay him about haft of that until then they are hoping I am stupid enoufh to pay the 490.
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