Kind of depends on how you are organized and how much $$ you handle. One local club I know could lose it all and not be out 500 bucks. At that point I wouldn't worry about it. The organization I'm an officer on routinely deals in 5 figures, so at that level it is more important to have controls in place. And we are a 501(c)(3) so our biannual state report needs to reflect accepted accounting practices which includes two signatures.
When we grew to that point some worried the existing long time treasurer would be offended to have his honesty questioned by changing to two signatures. There was absolutely no doubt he was 100% accurate, I'd trust him with my billfold. But I met with him privately and simply said this change is as much for your protection as the club's. Who's to say some hacker doesn't get into the account and take money, if you're the only one on it you stand your defense alone. If we have the board on the account, we all stand together. He'd never thought of it that way and welcomed the change.
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Today's Featured Article - A Lifetime of David Brown Tractors - by Samuel Kennedy. I was born in 1950 and reared on my family�s 100 acre farm. It was a fairly typical Northern Ireland farm where the main enterprise was dairying but some pigs, poultry and sheep were also kept. Potatoes were grown for sale and oats were grown to be used for cattle and horse feeding. Up to about 1958 the dairy cows were fed hay with some turnips and after that grass silage was the main winter feed. That same year was the last in which flax was grown on the farm. Flax provided the fibre which w
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