If you go for a pellet stove, you might want to talk with your insurance company first. Not all stoves are equal, and not all installations are viewed with favor by insurance companies.
When I was doing insurance inspections, I really felt sorry for one young couple. They'd bought a high dollar wood stove and paid $2400 to have it professionally (so they thought) installed. Their insurance company got a bit nervous and asked me to check it out.
The upshot was, everything about the stove and installation was per code except at one point the pipe ran horizontally for several feet about 4" from a flammable wall. A wood stovepipe running horizontally, and 4" from a flammable wall, are both big time no-no's. And from where the stove was set, there were no other options for the pipe. My job was not to make decisions, I just reported what I saw at that point in time, so I turned in a report with copious photos and heard no more about it.
I suspect the outcome was to completely tear out the original installation and move the stove to a location where the pipe could be properly installed. I have no idea if they had any recourse against the company who installed the pipe, although a reputable, professional installer should have refused to install the pipe that way.
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Today's Featured Article - The Nuts and Bolts of Fasteners - Part 2 - by Curtis Von Fange. In our previous article we discussed capscrews, bolts, and nuts along with their relative hardness and thread sizes. In this segment we will finish up on our fasteners and then work with ways to keep them from loosening up in the field. Capscrews, bolts and nuts are not the only means of holding two parts together. When dealing with thinner metals like sheet tin, a long bolt and
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