Since I don't know what deductible you have on your HO policy it may not be worth the effort. I spent 47 years as an insurance adjuster but not all policies are the same. If you had this tractor to maintain your property-non farm and non business-it technically would be covered just as a riding mower would be. If it was not to be used for that purpose then no coverage. The policy will have some exclusionary language against land motor vehicles. A word of advice check this out with your company without filing a claim for no reason to have a claim against your policy if is not covered. Stress you don't want to file a claim but are just making an inquiry.
As to your neighbor he would be liable only if his negligence caused the damage. He would likely not be considered a bailee if what he was doing was more or less for your benefit and the degree of care he owed to you would be less. There is also the possibility, not sure in this case, that a third party could be responsible. This is usually seen if an electrician perform some faulty wiring and IF that was the cause of the fire.
Perhaps if you could post a picture of the tractor post fire a more accurate evaluation as to value and possible cost to repair could be made.
Upload one or more videos to your post. Photo filesizes should be less than 300K and Videos, less than 2MB. Formats allowed are gif, jpg, png, ogg, mp4, mov, and avi. Be sure to use filenames without spaces or special characters, and filetypes of 3 digits lower case.
We sell tractor parts! We have the parts you need to repair your tractor - the right parts. Our low prices and years of research make us your best choice when you need parts. Shop Online Today. [ About Us ]
Today's Featured Article - Diagnosing Engine Difficulty - Diesel Tractors - by Staff. The following suggestions are listed for your assistance. You can make simple adjustments on your tractor that will improve its operation and save you the time and expense of hiring someone to do it for you. Always make one adjustment at a time, and if the adjustment made does not improve the condition, return to the original setting before proceeding to the next adjustment. Hard Starting Cold air temperatures. Insufficient fuel.
... [Read Article]
Latest Ad:
Sell 1958 Hi-Altitude Massey Fergerson tractor, original condition. three point hitch pto engine, Runs well, photos available upon request
[More Ads]
All Rights Reserved. Reproduction of any part of this website, including design and content, without written permission is strictly prohibited. Trade Marks and Trade Names contained and used in this Website are those of others, and are used in this Website in a descriptive sense to refer to the products of others. Use of this Web site constitutes acceptance of our User Agreement and Privacy Policy
TRADEMARK DISCLAIMER: Tradenames and Trademarks referred to within Yesterday's Tractor Co. products and within the Yesterday's Tractor Co. websites are the property of their respective trademark holders. None of these trademark holders are affiliated with Yesterday's Tractor Co., our products, or our website nor are we sponsored by them. John Deere and its logos are the registered trademarks of the John Deere Corporation. Agco, Agco Allis, White, Massey Ferguson and their logos are the registered trademarks of AGCO Corporation. Case, Case-IH, Farmall, International Harvester, New Holland and their logos are registered trademarks of CNH Global N.V.