Posted by kcm.MN on October 05, 2017 at 09:31:29 from (174.219.6.62):
In Reply to: Insurance posted by 37Chief on October 04, 2017 at 18:10:43:
Our agent was literally a lifesaver for us! When that accident happened, my Dad had just passed from cancer (well, sort of), and Mom was in a nursing home with advanced Alzheimer's. The adjuster in the case really tried to screw us. Things got so bad that the wife wanted me to call our agent. I tried to reason that there wasn't much they could do to help, but how wrong I was!! After several months of fighting with them on an issue, we heard our agent call up someone from the head claims office and ream that girl a new bung hole!! The agent finally DEMANDED that they (the claims office) stop bothering us!
We had already had our money long before that time, but there was another flub in the system concerning the title of the now-totaled Burb. State Farm kept overnighting us paperwork for power of attorney concerning the title, but they kept screwing up the paperwork. Our agent spent at least 5 hours that I know of dealing with them. After the agent put their foot down that last time, we never heard anything more from that head claims office. So yes, the agent can play a big roll "after-the-sale"....if they want to! That said, there's only so much they can do, also.
And as for adjusters, we had a hail storm go through a few years back - damaged the sheet metal on one of the trucks. It was VERY slight, but the wife wanted me to call in. She said what's the use of paying full coverage all the time if we never use it? Well, an adjuster came out and looked at the truck. Said right up front that if I shop around, that the check will likely cover all the damages, including paint. Then he went to the plow truck and wrote an even bigger check for it....even though I didn't even ask about that truck! That time, an amazing adjuster for sure!
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Today's Featured Article - Seeing an Old Friend - by Joe Evans. Dad had a concrete contracting business starting in 1960. One of his first pieces of equipment was a Ferguson TO-35 with a Davis loader. Dad replaced the TO-35 with a MF 202 Workbull, essentially an industrialized Ferguson 35 I am told. Dad bought the 202 new in 1962, and I recall quite clearly going to the dealer with him to sign for it.
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