I just am doing the free thing equifax is offering. Honestly don't know much of the details. A full freeze is a PIA if you use credit on new accounts at all and frankly I'd rather deal with the problem than prevent it based on the probability of it happening. This is a farily significant breach, even by my lax standards. Don't be fooled into thinking this is the same as swiping a credit card or giving your phone number. It's the entire identifying information packet that was released. It's easy to blame technology, but back in the good old days you could just walk into an unknown town and make up your story.....
Interesting note above about credit collection agencies. I used to work at a car dealership and the one time I know of that we caught someone using fake information was a lady who worked at a credit collection agency who found someone with usable credit who shared a name with herself. Red flags worked and we alerted authorities and that was that.
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Today's Featured Article - A Brief History of Tractors in Australia - by Bob Kavanagh. After Captain Cook's exploration of the east coast in 1770 the British Government decided to establish a penal colony in Australia. The first fleet arrived in 1788 and consisted mainly of convicts who were poorly equipped and new little of farming techniques. The colony remained far from self-supporting and it was not until the early 1800's that things started to improve. Free settlers started to arrive, they followed the explorers across the mountains and where land was suitable set up farms. T
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