I agree. Look up book value and start from there. What he paid has little to do with what the insurance company legally owes. If he got hosed on the purchase price that's not the insurance company's problem. If he got the BIL deal on the car that's none of their business either.
I have one car that if it was totaled I would make out like a bandit - my wife has driven her van for two years and its book value has finally come down to what I paid for it. But I would lose out on my car. I bought a 2002 Taurus two years ago with only 35K miles on it - I knew the owner and I knew it was in perfect shape. I overpaid because of the mileage and condition but today it has 90K on it without dollar spent at a shop on it. The book on it is probably $1800 at best but I couldn't replace it with a car I would trust like I trust it for twice that.
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Today's Featured Article - My Ford Golden Jubilee - by Troy Estes. This article is about my '53 Ford Jubilee and a story that starts with taking the tractor to my brother's Starter/Alternator Rebuilding shop for a wiring fix. The generator was shot as well as all the wiring. I dropped off the tractor expecting a transformation from a 6 volt to a 12 volt system utilizing the original generator housing, and a total rewiring of the whole tractor. The front end center pin bushing was worn also so I ask that they replace it if they had time. Well, that’s wha
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