Insurance companies go by Book value,so the answer is before you buy a vehicle you need to look up the book value they'll pay if its totaled,if you can live with the payout fine if not don't buy the vehicle if you don't want to take a chance.My wife's 1997 Toyota Corolla with 270,000 miles is a great little car runs and operates like a champ but if it gets totaled she might get $500 if she is lucky. Its worth far more to us than that but that's the way it goes especially with vehicles over 3 or 4 years old.
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Today's Featured Article - Repairing A Massey Harris 22 - by John Reeves. I have just given this old girl (boy?) a replacement RH rear axle. I was lucky enough to find an axle in good shape at a reasonable price - also a replacement for the right rear brake assembly which was
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