> The news reported that "even though they had 'flood' insurance"....because this is a 100 year flood, their insurance will not cover them.
Given that the storm isn't even finished, it would seem a bit premature to speculate on what insurance will and will not cover. But there are fairly strict limits to flood insurance coverage, very often not enough to cover the replacement value of structures.
I'd say many of the folks who think they have "flood" insurance aren't covered at all. If your mortgage company doesn't require flood insurance, and you decide you don't need it (because, for instance, your house is above the 100 year flood plain), if your house is flooded you can't expect your homeowner's insurance to cover the loss.
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Today's Featured Article - New Hitches For Your Old Tractor - by Chris Pratt. For this article, we are going to make the irrational and unlikely assumption that you purchased an older tractor that is in tip top shape and needs no immediate repairs other than an oil change and a good bath. To the newcomer planning to restore the machine, this means you have everything you need for the moment (something to sit in the shop and just look at for awhile while you read the books). To the newcomer that wants to get out and use the machine for field work, you may have already hit a major roadblock. That is the dreaded "proprietary hitch". With the exception of the
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