Posted by dhermesc on July 25, 2017 at 09:31:26 from (24.248.193.103):
In Reply to: tractor insurance posted by rodgernbama on July 25, 2017 at 07:28:57:
What is the value of the new tractor? Is it $75,000 or $2,500? Where are you located?
Some people like Farm Bureau but my experience with them has been they are great until you have a claim then you are a thief trying to steal their money by filing a claim. My BIL was a huge fan of Farm Bureau and he was Farm Bureau Family of the Year and didn't want to hear me say anything about them. Then he had a fire that burned down his 80 year old barn and killed his kids show pigs in the process. The barn was essentially worthless when "depreciated" even though it was weather tight and provided over 4000 square feet of storage. The pigs where worth market rate per pound, what they actually cost and were worth didn't matter even with documented proof. His tools and equipment were subject to their own deductible and nearly fully depreciated so they collected next to nothing on that. All in all he figured he lost over $40,000 and they paid around $3000.
30 years ago every person in my immediate family (13 people) had Farm Bureau, today not one does.
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Today's Featured Article - History of the Nuffield Tractor - by Anthony West. The Nuffield tractor story started in early 1945. The British government still reeling from the effects of the war on the economy, approached the Nuffield organization to see if they would design and build an "ALL NEW" British built wheeled tractor, suitable for both British and world farming.
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