As I understand it, the Medicare Advantage plans are the same as the HMOs everyone loves so much, longer wait times, can only go to certain Dr.s and must be referred if going to anyone other than your primary care, which sounds like what Pat has. In it Humana or whoever you select is the controlling party.
With a supplement plan (PPO type), You pick any Dr. so long as they accept it. Medicare is the controlling party, and the supplement plan kicks in at the end of Medicare's pay. In my case it is Humana, and I picked a plan that has no copay or deductible for the medical. It is more expensive, but due to my back pain and pain medicine I have to go to Dr. monthly, so it is worth it.
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Today's Featured Article - Show Coverage: Argyle and Mt. Pleasant Labor Day Weekend Shows - by Cindy Ladage. The last fling before summer fades into fall and we get busy in the fields are the annual Labor Day tractor shows. Beginning on September 5th and running through the 7th, the Argyle Antique Gas and Engine Show is held at the Argyle State Park. Located in West Central Illinois, the pine forest was the setting for the opening of the 22nd show. This year we decided to try to sell a few tractor parts, literature and wrenches to offset my husband's buying sprees. Saturday
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