I purchases a welder "industrial model" for home use it was a few years old. I am a hone owner and purchased to tinker and build a trailer. Fast forward another 5 years, it was stolen. The time I had trying to get a fair settlement from insurance. The insurance company depreciates everything. They first off wanted to find out why I had an industrial machine (was I operating a business out of my home without telling them). Then what was the machine worth, I had serial # on record with a bill of sale. After insurance company depreciated the machine 7 years,they were saying it was almost worthless. Then I mentioned it was an industrial machine for personal use and showed them the 4x 8 trailer I had built, you know the 3 hors use it had in five years. We then moved onto the inert gas tank that I purchased new 5 years prior that they told me had fully depreciated. My response was how about this other oxygen cylinder I bought 5 years Ago used at the gas supplier for 10% discount because it was usesd and still in service from 1942. I am did not get even close to used replacement cost, and house insurance seems to increase $ 200 every year, even when house value was going down. It might of leveles off now, but they won.
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Today's Featured Article - What Oil Should I Use? - by Francis Robinson. I keep seein this question pop up over and over again in discussion groups all over the web. As with many things there are often several right answers and a few wrong ones. Some purist I'm sure will disagree to no end with what I will tell you but most of us out here in the real world don't really care do we ? Some of them only bring their noses down out of the air long enough to look down them anyway. If you are like me you are only doing this old tractor stuff because you enjoy it. You
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