Stockbroker may be lowing some smoke. Never seen that before.
Currently the maximum SS benefit tops out at about $3,500 per month for a 70 year old (not full retirement age as shown above). Unfortunately maximum family benefit is only $4,500 per month, roughly. So his spouse can't draw the full 50%.
He may be a young guy assuming a rate of inflation that does or does not happen.
I'm 68 in April and have been waiting until 70 but in redoing the calculations I've decided (by inputs from this thread, thanks guys!) to go ahead and get mine started. Even at this age I break even with waiting until 70 at age 77 but i realize that the nedd and desire to spend money decreases rapidly after age 80.
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