Stockbroker may be lowing some smoke. Never seen that before.
Currently the maximum SS benefit tops out at about $3,500 per month for a 70 year old (not full retirement age as shown above). Unfortunately maximum family benefit is only $4,500 per month, roughly. So his spouse can't draw the full 50%.
He may be a young guy assuming a rate of inflation that does or does not happen.
I'm 68 in April and have been waiting until 70 but in redoing the calculations I've decided (by inputs from this thread, thanks guys!) to go ahead and get mine started. Even at this age I break even with waiting until 70 at age 77 but i realize that the nedd and desire to spend money decreases rapidly after age 80.
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Today's Featured Article - Chores - by Frank Young. The ceaseless passing of time! It is at once our friend and our enemy. It measures our progress and it makes us old. Like most features of our life, few things are all good or all bad, and most such judgments depend on our own perspective or viewpoint. In our particular hobby, we enjoy the nostalgic return to the days of our youth as we recreate many of the scenes that took place on the family farm that served as the stage for the first few acts of the play that is our live
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