OK,here's what I just ran again,assuming no increases and that the benefits are pretty much gone in 2037. That's 20 years from now,so I took the amount I can get at 62 x 12 months x 20 years. Then I took the amount at 66 and 9 months and assumed it wouldn't increase from what they're telling me right now. When I take that amount x 12 months x 15 years,it's only $6000 more lifetime total. It's pretty hard to believe that actual inflation won't eat up the $6000 several times over in the course of 20 years.
The only thing to settle now is how to take it and not have it effect my income tax,tax credits and so on.
Forget the wife getting half of my SS. She made good money as a nurse,and when the time comes,I think she'll be better off drawing off her own earnings anyway.
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Today's Featured Article - Show Coverage: Journey to Ankeny - by Cindy Ladage. We left Illinois on the first day of July and headed north and west for Ankeny, Iowa. Minus two kids, we traveled light with only the youngest in tow. As long as a pool was at the end of our destination she was easy to please unlike the other two who have a multitude of requirements to travel with mom and dad. Amana Colonies served as a respite where we ate a family style lunch that sustained us with more food than could reasonably fit into our ample physiques. The show at Ankeny
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