I wrote to that ask Larry guy that somebody suggested. Here's what I got in an email this morning. I don't know who this Jerry is,but he's the one who wrote back.
"Self-employment earnings are supposed to be reported under the Social Security number of the self-employed individual.� I'm not a lawyer, but what you are proposing sounds shady at best, and potentially fraudulent.� Not only that, what you are proposing could very well turn out to be counter productive.
If you start taking your benefits at age 62, your benefit rate will be about 76% lower than the rate you would receive if you waited until age 70 to file. � And, most of this reduction would carry over to your wife's potential widow's rate if you die first.� Furthermore, diverting your self-employment earnings to your wife's record may have the effect of lowering your benefit rate, which would also lower your wife's benefit amount if she eventually qualifies for spousal or widow's benefits on your record.
You may want to strongly consider running the maximization software available on this website before making any decisions about when to file for benefits.
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Today's Featured Article - Show Coverage: Journey to Ankeny - by Cindy Ladage. We left Illinois on the first day of July and headed north and west for Ankeny, Iowa. Minus two kids, we traveled light with only the youngest in tow. As long as a pool was at the end of our destination she was easy to please unlike the other two who have a multitude of requirements to travel with mom and dad. Amana Colonies served as a respite where we ate a family style lunch that sustained us with more food than could reasonably fit into our ample physiques. The show at Ankeny
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