OK, and we know it can be more or less. But if you retire at 62 you are adding 2% per year. That is reasonable. But if you wait until 67, are you increasing the benefits you will receive at 67 by 2% each year you wait? My understanding is that the retirement age benefit level increases with the COL increase.
I've been waiting until age 70 but you're making me have second thoughts.
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