Chipped cards - both credit and debit - are one of my pet peeves. Here are a few facts. 1) I have an OTC Genisys scanner for doing diagnosis on OBD2 vehicles. Software for this machine is freely available and not copy protected. BUT, you need a "smart card" for each of the applications that you want to activate from that software. These "smart" cards have that very same chip as today's credit/debit cards. This machine was introduced back in about 1989 or so. Old technology? 2) When I had satellite TV, my receiver needed a "smart" card to make it usable. Again, same chip as credit cards. I had that system in around 1999 or so. Again, old technology?? 3) At state prisons here in PA, visiting areas have food vending machines. These machines use the SAME chip as credit cards. To use these cards, there is a machine in the lobby that you insert cash into, and it adds that to the balance on your card. This proves to me that this technology is widely available to read, write, and modify these cards.
My opinion is that this is old, borderline obsolete technology. Banks should be ashamed of introducing it into credit cards. This is the biggest example I have seen of businesses shooting themselves in the foot since IBM tried to corner the PC market with things like microchannel, PS/2 and OS/2.
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Today's Featured Article - A Question for Dads This recent topic from the Tractor Talk discussion board is being highlighted because it is an awesome display of the caliber of individuals that have made this site their own. The young person asking questions received positive feedback and advice from total strangers who "told it like it is" with the care many reserve for their own kids. The advice is timeless... so although it isn't necessarily antique tractor related, it will be prominently displayed in our archives to honor those who have the courage to ask and those who have the courage to respond in an honest, positive manner.
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