All this just creates a market for small business. A lot of them went out of business back around 2008. Many who didn't I carried on my books...some for years. I took what money I had an sunk it in real estate. As the economy recovered a little, the small guys who weathered the storm started to come back and take back their market share from the predatory big guys. Last year when I had to make the balloon on my LC, the seller told me he would be fine if I just kept making the monthly payments...but those little contractors I was carrying all anted up their back bills and I paid off the loan. Some of the checks came with thank you notes. These things run in cycles and I have seen a lot of them.
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