Posted by JD Seller on February 07, 2017 at 19:10:16 from (208.126.196.24):
In Reply to: Bank Practice Rant posted by Super-H-Mike on February 07, 2017 at 08:19:43:
It is really a simple thing to understand. The way the law and banks look at it your not supposed to write a check without the money being in the account. That is the long and short of it. The bank has clear rules they are going by. Your saying that these rules do not work for you. The days of the "float" allowing you to have several days to manage cash flow are over.
So you have several options. 1) Setup a line of credit that acts like overdraft protection. 2) Do not write checks without the fund in the bank.
These two are the most common.
This being said I have been in various businesses over the years. Cash flow is one of the biggest issues in any of them. Keeping the in and out balanced is a struggle.
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