Its not tighter clearances that warrant thinner oils, bearing clearances don't get tighter with modern engines or they were not necessarily loose on older engines. The main thing that drives lighter oil in modern vehicles is fuel economy standards. It's not going to mean much to you but when the manufacturers produce millions of vehicles and they can lower fuel economy 1 percent then it stacks up and makes a big difference.
I'm not saying everything will be fine with 20w50 oil, or even 10w30 but thinner oil is not a "requirement" for modern engines, its only what they recommend for new standards. With that said, if they recommend 0w-20 then its should be just fine for that engine.
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Today's Featured Article - The River Tractor - by Charlie English Jr.. This is a 4010 John Deere that was used to farm on the Diamond Island which is in the Ohio River about 15 miles southwest of Evansville, Indiana. About ten years ago, this tractor was parked close to the bank as the river was washing the bank of the island away.
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